BPI Personal Loan Application – Apply Now

BPI Personal Loan – is a Multi Purpose Loan offered by the (BPI) – Bank of the Philippine Islands, BPI is one of the largest Banks in the Philippines, helps to provide funds for various personal Expenses such as:

• Home Renovations,
• Education loan,
• Medical Bills.
• Travel loans and
• Other loans.

BPI Personal Loan Processing time

A BPI Personal Loan processing time will be within 5 to 7 Working days after submitting Complete Required Documents to apply a BPI Loan.

BPI Personal Loan Requirements

Find the Requirements to apply a BPI Personal Loan as Follows:

• A Valid Government-issued ID,
• BPI Application Form with Dully Filled,
• Proof of a Income Documents,
• If Employed:
  • Pay Slip of your last 3 months or
  • Latest ITR BIR Form 2316
• If Selt-Employed:
  • Your Audited Financial Statements in the last 3 years or
  • Your Latest ITR,
  • Certificate of DTI/SEC Business Registration,
• If OFWs:
  • An unexpired signed POEA Contract or
  • Employment Contract with boarding date,
  • IF Direct hire:
    • Your last 3 months Proof of Remittance,
    • Your recent unexpired signed POEA Validated information sheet or
    • Your lates POEA Overseas Employment Certificate,
    • Latest Employment Contract,
    • legal document if your a Premanent resident in the Country.

Read – Sim Card Registration

BPI Personal Loan Calculator

To Calculate BPI Personal Loan You have 2 Options:

1. To Get a Sample Calculator of your BPI Personal Loan:
   • Go to Your Nearest BPI Branch to inquire or
   • You May call them at ‎(+632) 889-10000 or email at personal_loan@bpi.com.ph.
2. To Calculate Your Personal Loan Go to the BPI Loan Calculater Website : https://calculator.bpipersonalloans.com/

• Enter Personal Loan Amounter and click on “COMPUTE” button,
• I have Enteres ₱50,000, See the Loan Calculater Image Below:

• To Apply BPI Personal Loan Click on “APPLY NOW” Button.
• Fill the Application BPI Personal Form With Required Documents and Submit the Form Online.

BPI Personal Loan Status

To Know Your BPI Personal Loan Status, Loan updates on loan application will be sent thru SMS to the Mobile Number which you have provided in your Application period, You may call to the number (02) 889-10000 to ask for your BPI Personal Loan Status.

BPI Personal Loan Application Form

To Apply BPI Personal Loan Fill out the online Application Form with required Documents – BPI Online Application Form. or https://apply.bpipersonalloans.com/apply .

Option 2 – You May Apply BPI Personal Loan by

• You May Go to Your Nearest BPI Branch to Apply Loan or
• You May call them at ‎(+632) 889-10000 or email at personal_loan@bpi.com.ph.

BPI Personal Loan interest rate Philippines

BPI Personal Loan Interest rate in the Philippines is Calculated by Year, Interest rate per annum is 14.40% – 14.40%.

• Interest rate (p.a.)14.40% – 14.40%

BPI Loan Calculater

• If you take a Loan of ₱20,000 for a loan tenure of 1 Year,
• Interest rate (p.a.)-per annum = 14.40% – 14.40%,
• You Pay = ₱1,907/Month,
• Total Interest Payable c = ₱2,880,
• Total Amount payable = ₱22,880.

How will I know if my BPI personal loan is not approved?

To Know if your BPI Personal Loan is approved or not you will get an updates on your loan application thru your mobile number which mention on your application or you may call to the BPI Customer Support 24/7 number – (02) 889-10000 to ask an updated on your Personal Loan.

Minimum income for BPI personal loan

The Minimum income for BPI Personal loan to aprove is ₱15,000/month or ₱195,000/Year. You may apply for BPI Personal loan thru online Application with required Documents or by visiting the Branch you may call on (02) 889-10000 or Email – personal_loan@bpi.com.ph.

Who is eligible for a personal loan in BPI?

Eligibility Requirements to apply a BPI Personal Loan as Follows:

• He or She must be a Filipino Citizen,
• At least 21 Year s of old
• He or She must not be more than 60 Year of old,
• Must be a Minimum monthly income of ₱15,000/month or ₱195,000/Year,
• A Valid Government-issued ID,
• BPI Application Form with Dully Filled,
• Proof of a Income Documents,
• If Employed:
  • Pay Slip of your last 3 months or
  • Latest ITR BIR Form 2316

Can I pay my BPI Personal loan in advance?

Yes, You can Pay your BPI Personal Loan in Advance by visiting the BPI Branch, to know your pay amount, check your personal Loan account thru BPI Online or BPI Online Mobile App. for more Deatils you may call on (+632) 889-10000 for assistance.

Can I cancel my BPI loan?

Yes, you can Cancel BPI Personal Loan to pre-terminate loan application but the Bank will charge you a processing fee of ₱550 Plus a 2% of the BPI Loan Principal amount.

What is the limit of BPI Payments

The Default Transaction amount is ₱50,000, You may transfer upto ₱250,000 per day for regular user, and ₱500,000 per day for the preferred and for Private Banking users.

BPI Swift Code

THE BPI Swift Code is BOPIPHMM.

Swift Code BPI

THE BPI Swift Code is BOPIPHMM.

Maximum ATM withdrawal in BPI

The Maximum ATM Withdrawal in BPI Care as Follows:

• For BPI Debit Mastercard – ₱20,000 – Maximum Number of Daily Withdrawals – Six (6),
• For BPI EMV Cirrus Gold – ₱50,000 – Maximum Number of Daily Withdrawals – Six (6),
• For BPI Debit EMV Cirrus Red – ₱20,000 – Maximum Number of Daily Withdrawals – Six (6),

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